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State Limits on Deficiency Judgments
Feb 25, 2010 . The following is a list of the limits, if any, that states have imposed on . Arizona: No deficiency judgment on a purchase money mortgage for .
http://www.foreclosurefish.com/blog/index.php?id=994

Anti-Deficiency Laws: Foreclosure Deficiency Judgements ...
Some states have laws that prohibit deficiency judgments and protect borrowers . For example, if the amount owed on your mortgage is $450000, your house is .
http://www.foreclosurelawfirms.com/topics.cfm/anti-deficiency-laws.html

Recourse Loans and Non-recourse Loans - Personal Risk vs Losing ...
List of State Laws on Recourse Loans. Look up your state and see your state's rules on deficiency judgments. Refinances, second mortgages, and "cash out" transactions tend to create recourse loans. Purchase loans for your primary .
http://banking.about.com/od/loans/a/recourseloan.htm

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Mortgage lenders pursue homeowners even after foreclosure - Feb ...
Feb 3, 2010 . And these "deficiency judgments" are ticking time bombs that can explode . state the borrower lives in and whether there's a second mortgage or other liens. . Hot List. Frontline troops push for solar energy. The U.S. Marines .
http://money.cnn.com/2010/02/03/real_estate/foreclosure_deficiency_judgement/

List of Non-Recourse Mortgage States and Anti-Deficiency Statutes
List of Non-Recourse Mortgage States and Anti-Deficiency Statutes. In a non- recourse mortgage state, borrowers are not held personally liable for more than the .
http://www.helocbasics.com/list-of-non-recourse-mortgage-states-and-anti-deficiency-statutes/

Non-Recourse and Recourse States List
In many states, non-purchase money second mortgages (such as HELOCS) are . Remember that you may be liable for taxes on the deficiency regardless of .
http://www.forecloseddreams.com/recourse_states

Does WA. state anti-deficiency laws, if the mortgage is a purchase ...
Does WA. state anti-deficiency laws, if the mortgage is a purchase money . If you are behind on your loan and may lose the house, please email me off list.
http://answers.yahoo.com/question/index?qid=1006050931150

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States That Prohibit Mortgage Lenders From Suing | eHow.com
States That Prohibit Mortgage Lenders From Suing. . to one degree or another from being sued for the balance of a mortgage with anti-deficiency statutes. . Foreclosed Dreams: Nonrecourse and Recourse States List · First American Title: .
http://www.ehow.com/list_6808251_states-prohibit-mortgage-lenders-suing.html

Limits on Foreclosure Deficiency Judgments Listed By State
This is a list of the limits that states have imposed on deficiency judgments after a . Arizona: No deficiency judgment on a purchase money mortgage for one- or .
http://www.mersnews.com/documents/DeficiencyJudgmentsListedByState.pdf

Will I Owe Money After Foreclosure? - National Bankruptcy Forum
For example, if you owe $500000 on your mortgage and can no longer afford to make payments on . Regardless of your states deficiency laws, if your home will sell at a . Below is a list of states that have some form of Anti-deficiency statute: .
http://www.nationalbankruptcyforum.com/chapter-7-bankruptcy/will-i-owe-money-after-foreclosure/

Foreclosure - Wikipedia, the free encyclopedia
Lender's ability to pursue deficiency judgment may be restricted by state laws. In California and some other states, original mortgages (the ones taken out at the .
http://en.wikipedia.org/wiki/Foreclosure

Mortgage woes causing some to walk away - News - ReviewJournal ...
Dec 19, 2008 . You know the financial outlook is glum when the mortgage brokers who . away from a home loan is highest in states that have anti-deficiency statutes, . The full list: Alaska, Arizona, California, Connecticut, Florida, Idaho, .
http://www.lvrj.com/news/36432034.html

Foreclosure Process & Foreclosure Laws - for 50 States Compared
Each state has specific laws regarding this mortgage foreclosure process. . advantages over non judicial foreclosure such as deficiency judgments and sometimes . Foreclosure Auction Companies - foreclosure trustees and auctioneers list .
http://www.thehardmoneypros.com/Foreclosure_Process.shtm

Short Sales - Guide to Short Sales for Sellers - Washington State ...
. State is a “non-deficiency” state that only pertains to the foreclosing party. A homeowner could lose their property to foreclosure generally to the 1st mortgage .
http://www.dfi.wa.gov/consumers/education/home/short-sales.htm

Will You Have to Pay Deficiency Judgement from Foreclosure
In most states, the lender has an option to get a judgment in this amount against the borrower and . the specific terms of the mortgage, the bank may not be able to seek a deficiency judgment. . Find your Dream in an Ohio Foreclosure Listing .
http://www.streetdirectory.com/travel_guide/64676/foreclosures/will_you_have_to_pay_deficiency_judgement_from_foreclosure.html

Recourse and Residential Mortgage Default: Theory and Evidence ...
We analyze the impact of lender recourse on mortgage defaults theoretically and . We also find that, in states that allow deficiency judgments, . authors lists the default rates in each state over the full sample, over the 1997'2004 period, .
http://www.fhfa.gov/webfiles/15051/website_ghent.pdf

Deficiency Judgment Law & Legal Definition
However, some states allow a lawsuit for a deficiency after foreclosure on the mortgage or deed of trust. Local laws should be consulted for specific requirements .
http://definitions.uslegal.com/d/deficiency-judgment/

Colorado Foreclosure Laws - Foreclosure.com
Are deficiency judgments permitted in Colorado? . How are trust deeds or mortgage liens treated in Colorado? Colorado primarily operates as atitle theory state where the property title remains in trust until payment in . FREE Listing Alerts?
http://www.foreclosure.com/statelaw_CO.html

Texas Foreclosure Law - United States Foreclosure Laws
Foreclosure Law for the State of Texas. . Deficiency Judgments Allowed: Yes. In Texas, lenders may foreclose on deeds of trusts or mortgages in default using .
http://www.foreclosurelaw.org/Texas_Foreclosure_Law.htm

Illinois Mortgage Lending Guide Illinois ... - Illinois Attorney General
Deficiency: The amount a borrower owes to the lender after the sale of the property at a . A list of HUD-certified agencies in your state can be found on .
http://www.ag.state.il.us/consumers/mor_lend_guide.pdf

The Volokh Conspiracy - Mortgage Walkaways Story Clarification:
Jan 3, 2009 . There is an Associated Press story that has been running around the country on mortgage walkaways and state anti-deficiency laws.
http://volokh.com/posts/1230986493.shtml

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Connecticut Law About Foreclosure
State & Federal Mortgage Assistance Programs - 2009-R-0159. You asked for a report on state and federal programs available to assist residents in paying their mortgages. . Listing of Law Days; Sec. 23-18. . Motion for Deficiency Judgment .
http://www.jud.state.ct.us/LawLib/law/foreclosure.htm

Deficiency judgement legal definition of Deficiency judgement ...
forum Join the Word of the Day Mailing List For webmasters . Some states allow a deficiency action after foreclosure on the mortgage or deed of trust. The right .
http://legal-dictionary.thefreedictionary.com/Deficiency+judgement

Deficiency judgement legal definition of Deficiency judgement ...
forum Join the Word of the Day Mailing List For webmasters . Some states allow a deficiency action after foreclosure on the mortgage or deed of trust. The right .
http://legal-dictionary.thefreedictionary.com/Deficiency+judgement

Deficiency Judgment, A Mortgage Deficiency Judgment Company
If you have found yourself facing a mortgage judgment deficiency after . that state that lenders will not go after a homeowner in a deficiency judgment situation . . a mortgage deficiency; the complaint lists the reasons why the bank is justified .
http://www.judgmentdeficiency.com/

Are Mortgage Principal Reductions Possible?
Add to my list Print E-mail Share . In states that don't allow mortgage lenders to sue borrowers for deficiency judgments (also called non-recourse states), you .
http://library.hsh.com/articles/loan-modifications-help/are-mortgage-principal-reductions-possible

Mortgage Forgiveness Debt Relief Act
Sorry under The Mortgage Debt Relief Act of 2007 it states that if you borrow . AZ is a non-recourse state and the deficiency is never considered to be collectible in . The other options is to file the Form 982 and list the amount forgiven and .
http://www.bills.com/mortgage-forgiveness-debt-relief-act/

Are You Considering Walking Away from Your Mortgage? - Avvo.com
Many people tell me they are considering walking away from their mortgage. . If your state allows for the lender to get a deficiency judgment, you are in a dangerous . NACA maintains a web site at www.naca.net where it lists geographically .
http://www.avvo.com/legal-guides/ugc/are-you-considering-walking-away-from-your-mortgage-

Economic Fairness Oregon - Resources
Here is a list of places to call for a FREE housing counselor near you. . As a rule, Oregon is a non-deficiency state, which means that mortgage servicers cannot .
http://www.economicfairnessoregon.org/resources/